


Tamatha Carbone
AUTOMOTIVE EXECUTIVE / CONSULTANT
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Phone:
401.935.3000
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Email:
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Address:
520 W 43rd Street, 11A
New York, NY 10036
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EXPERIENCE
08/2016-Current
Founder
DIGITAL MOTOR GROUP, LLC dba DIGITAL AUTO FI
Co-Pilots in Automotive Financing / Service Provider / Dealer
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Founder & CEO of Digital AutoFi, a nationwide service provider connecting dealers, lenders, and clients in the exotic, classic, and collectible car market.
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Built a nationwide lending network spanning banks, credit unions, and specialty finance partners, enabling tailored financing solutions for high-value vehicles.
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Developed and implemented compliance-driven processes that ensure accuracy, mitigate risk, and streamline dealer and lender transactions.
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Led strategic growth initiatives that expanded operations into new markets, increased loan volume, and elevated partner relationships.
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Established a dealer and lender onboarding framework that delivers exceptional client service and drives long-term partner retention.​
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06/2016-08/2017
Chief Operations Officer
LUXSPORT MOTOR GROUP, LLC
Exotic,Classic & Collectibles
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Provided strategic consulting with a focus on business planning, sales strategy, and market positioning.
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Trained, mentored, and inspired the sales team to drive performance and customer engagement.
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Developed customer- and employee-focused processes that elevated the overall experience.
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Designed and implemented streamlined operational platforms to coordinate the many moving parts of a startup automotive retail business.
05/2015-06/2016
Sales Manager
PENSKE AUTOMOTIVE GROUP
Porsche,Bentley,Maserati & BMW
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Fostered a high-energy workplace culture, driving innovation in the sales force through consistent training, motivation, and education.
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Developed the “Everyone Eats” initiative across Porsche, Bentley, Maserati, and BMW teams, streamlining the after-sale installation process and boosting gross profit in sales, service, and parts.
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Equipped sales staff with tools and resources to improve internal communication and strengthen customer retention.
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Provided hands-on coaching to ensure team accountability, performance growth, and individual success.
10/2014-04/2015
Finance & After-Sale Manager
FERRARI-MASERATI OF FORT LAUDERDALE
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Managed the finance department for the nation’s highest-volume Ferrari–Maserati dealership, averaging over 100 vehicle sales per month.
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Directed the in-house insurance product line for Ferrari and Maserati sales, reducing dealership costs and increasing revenue through self-insuring.
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Actively participated in community fundraising initiatives, strengthening brand presence and local relationships.
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Oversaw all aspects of after-sale operations, including full customization of high-performance vehicles.
11/2009-06/2014
Finance & After-Sale Manager
MERCEDES-BENZ OF MANHATTAN dba MBUSA
* Generated $3 million+ in annual revenue, supervising financial services department of a Fortune 100 dealership.
* Implemented new after-sale menu process, which provided transparency for customers, increased income by $500+ per unit and resulted in recognition from Mercedes-Benz: Financial Decision Maker of the Year.
* Oversaw vehicle sales, ensuring compliance with state, federal and corporate regulations.
* Led staff training initiatives for the 40+ sales team, establishing individual sales goals and closing procedures.
* Exceeded all dealership targets financially while maintaining "Ritz Carlton" like customer service.
06/2008-11/2009
Finance & After-Sale Manager
MERCEDES-BENZ OF BROOKLYN
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Secured new financing sources, increasing approval ratios and driving higher automobile sales.
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Delivered a $500+ per-unit revenue increase on pre-owned inventory, earning recognition from regional dealers and Mercedes-Benz USA.
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Introduced high-quality vendors for after-sale installations and parts, reducing customer returns and boosting satisfaction.
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Guided clients through after-sale options, including insurance products, parts, and accessories.
04/2004-07/2007
Finance & After-Sale Manager / Sales Manager
PENSKE AUTOMOTIVE GROUP
Audi & Mercedes-Benz
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Redesigned sales process to ensure all payment options were reviewed, retaining 70% of financing in-house.
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Implemented client turnover procedures that increased profit by $600+ per unit.
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Supervised sales associates through 1,600+ transactions for a Fortune 500 company.
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Launched the first pre-install LoJack program, achieving 65% product penetration and earning recognition from LoJack.
CERTIFICATION
Master Certification
ASSOCIATION OF FINANCE & INSURANCE
PROFESSIONALS
Compliance, State & Federal Banking Regulations and Code of Ethics.
Master Certification
MERCEDES-BENZ TRAINING AND EDUCATION
Product Knowledge, Sales Management, Code of Ethics and Compliance.
BRANDS










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SKILLS

Automotive CRM - Advanced
Inventory Management - Advanced
Dealer MGT / Design Systems - Advanced
Marketing & Advertising - Proficient
Adobe - Proficient
Power Point - Proficient